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Ishika
@ishika
Is it possible to build a wallet where I can just keep my assets and have it automatically accrue interest for you while your assets sit there. Kinda like how coinbase automatically gives you 4.7% APY for keeping USDC sitting in your account. Personally managing all my assets in the Defi world is scary. I will go lend and sometimes and I'm scared I will forget my assets sitting on some other protocol. Though most cases they give back some asset in return for you to remember.
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chun
@zkchun.eth
possible, yes. but 4.7% on cb is the absolute bottom rate you should expect. you can get (close to) bottom rate on ETH by holding cbETH or stETH. for higher yield that is typically in defi or on niche assets, it's a lot more involved (essentially the wallet provider becomes a fund manager)
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