Real World Ethereum 🌎 
building /daimo ✳️ 

Building @farquest, wield.xyz, investing @ miy.com - previously Meta, Coinbase // cryptojcdenton.twitter // FID #251

BDFL of Quilibrium, Eng @ Farcaster, ex-Coinbase, always opinionated, never hydrated

/quilibrium

Working on a ML model which will output an 'address score' similar to how credit scores work (~low is 300-500, mid 500-650, high 650+)

some interesting data:

me: 529.52
@alexpaden: 567.79
@cassie: 685.06
@jc: 698.19
@dwr.eth: 663.29
@dcposch.eth: 752.81

building far.quest & /farmarket. cofounder at miy.com ventures. FID #274. Previously Square/Cash App. hi_im_nico.twitter

Would it also have the same bias that systematically under-represents minority groups like FICO?

product @ grayscale.com 🏁 bio: zachharris.xyz

For example: your base score is 700, as predicted by the ML model 

Farcaster can report your address score to be 750, if you are an active caster and engaged member

And then Opensea, Lens, and other parties can report different scores

The final score can be computed by any aggregators. Better system than Equifax +2.

I hear you, I have worked in fintech most of my life and agree FICO score can be very biased

The score depends on the sum of weights and normalization of dozens of on-chain criteria.

My thoughts on eliminating biases: we need a decentralized scoring system where different identities can report their own member score.