Wondering if self-custody of crypto is like concealed carry. A small, passionate group of people do it, but the vast majority prefer to trust the police.

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yeah I think that's correct - embedded wallets can make it *feel* custodial while the action is fully controlled by the user.

I think there are flavors of trust and self custody. Meaning you can self custody with embedded wallet where only you have access (like a safety deposit box in a bank) or print out your private key and store that. A lot more folks will do the former vs latter.