undercollaterized stablecoin lending based on your credit score. 

when?

not what you're describing but maybe interesting is laurence day (and others) new protocol in the works:

Front toward enemy. @seyitaylor on twttr. 

building /juicebox | product marketing & growth | prev. NounsDAO, RAW DAO | learning to code

yeah I know wildcat. Also a very very cool idea. But meant for institutions if memory serves

not what you're describing but maybe interesting is laurence day (and others) new protocol in the works: https://wildcat.finance/

Real World Ethereum 🌎 
building /daimo ✳️ 

I love stablecoin payments but most of our consumer spending is credit. Crypto has better payment tech, but without uncollaterized credit...

trouble with this is it requires a traditional contract--otherwise no way to collect (or even put it on their record) if they decide not to pay, and it's just free money for anyone with a high enough credit score