The Central Bank of Brazil supports tokenization and "open finance" as key elements of the future financial system. In the group report of the International Monetary Fund and the World Bank, the bank's president Roberto Compos Neto stated that people underestimate the intersection between the two. CamposNeto emphasized the relevance of tokenization to the concept and operational efficiency of bank balance sheets, stating that banks will gradually shift from viewing balance sheets based on accounts to viewing balance sheets based on "tokens", which we believe will greatly improve efficiency and productivity. Tokens are more suitable for banks to manage risks, collateral, and financing. @ftor26