finance

Just had a life changing win:

Yesterday I sold an NFT for about $6k and about half of my $DEGEN for $3700 and I’m now officially able to pay off all my debt 🥹🙏

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I grew up poor and paid my own way through university (with the help of student loans). Moving cities twice and just overall being bad with money back then, I racked up a lot of credit card debt. Eventually it became insurmountable and when I hit 30 I decided to figure it out. I learned to budget, got a better job…

…I found myself wanting to get this thing paid off as fast as possible. But we were in the bear market still and I was dealing with other hurdles that ate up my money (I wrote about them in the November and December issues of my newsletter). 

To top it off, I got the TIA airdrop but was so broke I rushed to sell…

…earning under $1k from what would later be worth nearly $20k 😪

When DEGEN happened, I decided I would hold out and that my goal this time around was to pay off this debt. 

The roller coaster of it all made me so nervous that I decided to list my Farcaster OG to help ensure I would do it this time…

…and so, last night my OG sold for 1.98 ETH (didn’t realize Opensea takes such a huge cut though hfs!) and I sold about half my DEGEN. At like 2 in the morning I carefully swapped and bridged and sent to exchange and sold and withdrew to my bank. Only then could I sleep easily, knowing this was finally it 🙏

…and consolidated all my high interest credit card debt into a personal loan. That loan was still at a pretty high rate, cause I had bad credit, so in the pandemic I refinanced for a much lower (floating) floating rate and also took a bit more to create an emergency fund and to help family. As interest rates rose…