P2P.me provides a fast and secure on-chain payment channel. Bank transfers between users are verified through zkTLS, enabling fast on-chain exchange with USDC. To prevent P2P fraud, the platform has established an on-chain reputation system based on users' credit, utilizing ZK-powered KYC to analyze users' social graphs and transaction histories to effectively protect against fraudsters.

Currently, it has processed 7.5 million transactions with a turnover of over 1 million USDC and has already achieved profitability. The founder is an IIT graduate and has scaled a takeaway business to $2M in annual revenue and exited successfully.