According to Hong Kong media Hong Kong 01, the Hong Kong Employment Ordinance stipulates that wages must be paid in monetary form, and cryptocurrency is not legal tender. Therefore, employers using Bitcoin to pay wages may violate the law. There is no major legal issue with technology companies using Bitcoin as a starting profit or reward, but even if employees continue to receive Bitcoin as a reward or bonus, or if Bitcoin income is mentioned in tax reporting, banks will not accept it. Borrowers can only calculate DTI based on salaries, bonuses, and commissions received in legal tender. In addition, local banks in Hong Kong currently only accept cash, stocks, foreign currency, Hong Kong properties, funds, and bonds. Some banks also accept insurance policies with no premium financing as applicant assets, but there have been no successful cases of Bitcoin because Hong Kong banks do not recognize cryptocurrencies.  @ftihfhhhf