Papatoshi Smurfamoto
@papatoshi
For those of you who aren’t U.S. residents and have never had the pleasure of interacting with the U.S. health care system, let me offer you an example of what unfettered capitalism does to medicine. Below is a bill I received today for a 45-minute diagnostic exam. Fortunately, I have excellent health care insurance, but imagine if you’re a poor person. F*ck Trump and people like him.
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Maxime Charrière
@maximecharriere
Wtf 😨 How much is the insurance /month?
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Papatoshi Smurfamoto
@papatoshi
I pay $832/year for my health insurance and my employer pays just under $7,000/year (I know what my employer pays because it’s reported to me when I file my taxes each year). I have a $1,400/year deductible. But my health insurance is better than 99% of all Americans. Most Americans pay much more.
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Maxime Charrière
@maximecharriere
Interesting, because in Switzerland everyone has to pay 3'600$/y for the basis insurance (no choice given), and my employer pays 11'000$/y for me. So the insurance are more expensive than in the US. However the health cost are way lower. So either the US insurers are able to bring the bill down and don't pay for everything, or it's the Swiss insurers that make a stratospheric margin.
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Papatoshi Smurfamoto
@papatoshi
For most employed people in the U.S., their deductibles are much higher than mine. Ten years ago when I spoke to my neighbor about his insurance (for him, his wife, and two kids), he stated his deductible was $12,000. I’m sure it is $20,000 by now. So, Americans pay thousands and thousands of dollars out of pocket before insurance pays much of anything.
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