Nick Timiraos, the spokesperson for the Federal Reserve and a reporter for The Wall Street Journal, commented on the Fed's interest rate decision in November: "The Fed decided to cut interest rates by 25 basis points on Thursday, but released more uncertainty in the pace of further rate cuts. The Fed is still working to prevent the significant rate hikes of the past two and a half years from dragging down the economy. In a similar time frame, investors in the interest rate futures market have continuously lowered their expectations for the Fed's rate cuts in the next year or so. According to Citibank, they now believe that the Fed will lower interest rates to around 3.6% by 2026, while their estimate in September was to drop to 2.8%.  @drugpilotki