I’m transfixed with the idea of bringing African social savings group models onchain and scaling them to the developed world 

Social savings groups (chamas In Kenya, stokvels here in ZA, many other names)

I’m transfixed with the idea of bringing African social savings group models onchain and scaling them to the developed world 

Social savings groups (chamas In Kenya, stokvels here in ZA, many other names) 

https://www.google.com/url?q=https://nasasa.co.za/about-stokvels/&sa=U&ved=2ahUKEwiWyI_j-ZWIAxXlWkEAHWOdGagQFnoECBUQAQ&usg=AOvVaw1aW5Sr6Xz-EUeXKbZOQ9rP

Husband, dada, devil’s advocate in crypto. Previously @rainbow

100%

I developed a web2 insurance/savings product in the Philippines around a similar concept of Barkada.

In most parts of the world, money is inherently social, with complex layers of family and friends as savings structures. These models just codify it (through social responsibility).

The other fascinating one is the simplification of consumer credit down into "four in six" mechanisms as a simple heuristic for "buy now pay later".