STABLECOINS 

🟧 digital assets, which, of course, regulate fiat (dollar, euro, etc.) 
Even simpler, a stable is an analogue of fiat in the world 

The most popular stables 

🟧 USDT - Tether 
The most popular stablecoin, backed by US bonds and stocks, but according to some cryptographic requirements, only about 70% of issued coins have USDT dollars coverage 

🟧 USDC - USD Coin 
Stable created by Circle (a blockchain technology development company) and Coinbase (the top crypto exchange in the USA) This stable is fully backed by US dollars and bonds 

🟧 DAI 
Decentralized stable based on ether

🟧 It is worth considering the fact that stables are not real and reliable, this is the same crypto asset that can collapse at any moment or, for example, there will be a decoupling from the dollar, provided that 1USDT = 0.8$, and this has happened more than once.

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Stablecoins play a crucial role in the DeFi ecosystem, providing stability and liquidity. However, their centralized or collateralized nature poses risks that evaluators must carefully assess for long-term investment strategies.