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kazani.base.eth 🦂

@kazani.eth

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🚨 Started a ₹10,000/month SIP for my newborn son last Year. 💰 10% step-up yearly ⏳ Invest for 10 years ✋Stop Sip After 10 Years 📤 Withdraw ₹25,000/month for 12 years (from age 10–22) 🥂 Still Left With ₹ 56.42 Lacs at The End. This one plan can fund his entire education — without loans. Let me show you how 🧵 1. Step-up SIP: You increase SIP by 10% each year. That means: •Year 1: ₹10,000/month •Year 2: ₹11,000/month •… •Year 10: ₹23,579/month 🟢 Total investment = ₹19.12 lakhs 📈 Expected return = 12% CAGR 2. Corpus after 10 years = ₹32.68 lakhs No insurance gimmicks. No loan. Just consistent investing + SIP step-up. This becomes your child’s education fund. 3. Now start Systematic Withdrawal Plan (SWP) when your child turns 10: 💸 ₹25,000/month = ₹3 lakhs/year 📆 Withdraw for 12 years (age 10 to 22) 🏫 Covers school, coaching, college & even early career support 4. But will the money last? Yes. Even after withdrawing ₹3L/year for 13 years (₹32.68 lakhs total), assuming the fund earns just 12% during SWP: 🟢 You’ll STILL have ₹56.42 Lacs lakhs left in the fund by age 22! That’s compounding doing its job. 5. ✅ Summary: • You invest ₹19.12L in 10 years • You get ₹36L in withdrawals over 12 years • You still have ₹ 56.42 Lacs in the account at the end All without touching your salary or taking a loan when it matters most. 6. Lesson: Want to give your child a debt-free education? Don’t wait for the “perfect time.” Start now. Step up yearly. Stay consistent. Education is the best gift you can plan for. https://x.com/ValueWithPrem/status/1939618731723763816
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Ask yourself why you're in a hurry to make millions. In trading circles, especially on CT the sense of urgency is palpable. Everyone wants to make it overnight. There’s this frantic energy, an obsession with speed. Most don’t even question it. But they should. Because the worst enemy of wealth is the feeling of rush. Rushing destroys your edge. It clouds judgment. It forces trades that didn’t need to happen, risks that didn’t need to be taken. It’s the reason so many traders roundtrip life-changing gains back to zero, not because they lacked intelligence or information, but because they couldn’t sit still. But the real question isn’t what rushing does. The real question is: why are you rushing in the first place? Have you actually stopped to ask yourself that? What changes if you made the money tomorrow? What specific, tangible, life-altering event happens the moment the wire hits? For most people, the honest answer is: not much. You’d still be here. You’d still wake up the same person, with the same mental habits, logging into the same apps. If anything, you’d now feel pressure to grow or protect that wealth, without having built the temperament or structure to support it. Which means the rush isn’t rational. It’s emotional. It’s fueled by social comparison, ego, and the illusion that speed equals superiority. But in markets, speed often just means sloppiness. The irony is that once you realize there’s no real rush, you gain access to the most important asset a trader can have: patience. Patience is what lets you wait for high-conviction setups. It’s what keeps you out of the noise. It’s what gives you the discipline to stay flat when the market is baiting you into overtrading. It’s what lets you preserve energy and capital while others burn out. Still don’t believe the rush is an illusion? Just look at the accounts that have already made millions. They’re still here. Still showing up every day. Still posting, trading, watching. If there really was a finish line, wouldn’t they be gone? But they’re not, because once you make it, you realize nothing fundamentally changes. You don’t transcend the game. You just keep playing it, but with less desperation. That fact alone should tell you everything: the rush was never real. It was just a feeling you hadn’t interrogated yet. So the next time you feel the itch to act quickly, stop and ask: What am I really rushing toward? Because once you realize there's no finish line, you can finally afford to slow down. And that’s when you start making real money. https://x.com/xydotdot/status/1939317435124871190
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