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rish
@rish
Seeing some confusion about scores. A few things to note: 1/ 1. Scores are not evenly distributed, higher scores are increasingly difficult to get. No one would expect everyone with access to credit to have a perfect 850 credit score. Same with social scores. For developers, we recommend starting with a threshold between 0.5-0.6 and moving up/down as needed. 2. If you're building with scores, there's no need to set a super high threshold. That artificially reduces the number of users who can interact with your product. Imagine only giving loans to people with 850 credit score, pretty much no one would have access to credit. 3. Only 27k+ users have scores 0.7 or higher at this time, the protocol has 800k+ users. There's really no need to worry about a low scores unless you're actually in the bottom digits. You can see a live dashboard of the distribution here: https://bit.ly/3ZQItzH. We are working on model improvements and we expect more users to move up the score ladder.
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Just Build
@justbuild
Love this and vital for where we are in the cycle 🫡
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