In the future, every app will have an embedded wallet

It's just an easier, lower-cost way to send and receive payments online (especially as stablecoins grow in prevalence)

Doubly true for tools that let anyone, anywhere build and sell products. Eg a 16yo vibe codes a cool app that people around the world are willing to pay $3/month for? Far easier to spin up a wallet than navigate the financial sausage of current international payments + banking

We all have way too many wallets

We’ve just traded one problem for another by making it easy for every app to spin up its own wallet for each user

Now we have our identity/assets/history fragmented across dozens of wallets 

Unfortunately, I don’t think enough wallet providers care about this problem for users

Investing @variant, writing at https://backoftheenvelope.substack.com/

*taps the sign*

https://warpcast.com/garrett/0x2282956b

Stay Curious // iixii // Head of Crypto at https://www.lazertechnologies.com/  // Prev: CoinDesk, Roc Nation // based @basedevo