I'll write about crypto and money in a few sentences in English:

Cryptocurrencies like Bitcoin and Ethereum have gained popularity in recent years, offering an alternative to traditional fiat currencies. They operate independently of central banks and governments, using decentralized networks and cryptographic algorithms to secure transactions. Despite their volatility, cryptocurrencies have attracted investors seeking diversification and potential long-term gains. However, the lack of regulation and potential for fraud have raised concerns about their safety and legitimacy.