Marceland

Tips on buying your first house (from someone that owns her non-inherited house before 30yo):

- buy it as soon as you can, the earlier you buy, the earlier you finish paying
- be rational, selling a house that can't be financed again is a burden
- don't ever buy according to the wage you get now. calculate if you can pay it if you get unemployed for at least half an year
- mortgage shouldn't be above 40% of your total income. and that would be a very high number.
- houses CAN be sold, apartments CAN be sold, doesn't matter where or for how much. There's always someone looking for what you have. It just takes time to sell, sometimes months, sometimes over a year. Don't think it'll sell in a week.
- remember the "ugly house in beautiful location" or "beautiful house in ugly place" dilemma? well, it's a trick. nobody who actually has a house would choose having the beautiful house in the ugly place.
Neighborhood MATTERS. Sometimes more than the house itself.

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Kaô Kabecile. D’oxum. 
Social anarchist. Learner.
This is me, uncensored. 
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