The next wave of Web3 is not about protocols—it’s about agents.

Why is this Satya Nadella's interview crucial for Web3?

https://www.youtube.com/watch?v=uGOLYz2pgr8

His key point: “Business apps today are just CRUD operations on databases. AI agents will replace business logic”. This shift isn’t just happening in Web2. Web3 will undergo the same transformation.

The next wave of Web3 is not about protocols—it’s about agents

Web3 today = access to a ledger. We’ve built great protocols, but the way users interact with them is outdated. The next wave of Web3 isn’t about better smart contracts—it’s about AI agents managing finance in a user-centric way. Instead of separate DeFi protocols on different chains, we will see composable agents that help users manage their finances autonomously.

Mikael

@0xmikko